Variable | N | % | Total medical expenses (reference = low) | Actual medical insurance payment level (reference = high) | The group with high out-of-pocket expenses | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Middle | High | Low | Middle | |||||||||
P | AOR (95% CI) | P | AOR (95% CI) | P | AOR (95% CI) | P | AOR (95% CI) | P | AOR (95% CI) | |||
Age | ||||||||||||
< 60 | 6761 | 54.3 | < 0.001 | 1.373* (1.249, 1.510) | < 0.001 | 1.413* (1.284, 1.554) | < 0.001 | 1.748* (1.577, 1.937) | < 0.001 | 1.675* (1.520, 1.845) | 0.064 | 0.886 (0.779, 1.007) |
≥ 60 (reference) | 5696 | 45.7 | ||||||||||
Insurance type | ||||||||||||
Urban and rural residents | 4696 | 37.7 | 0.255 | 0.948 (0.865, 1.039) | < 0.001 | 0.838* (0.764, 0.919) | < 0.001 | 3.698* (3.334, 4.103) | < 0.001 | 1.745* (1.575, 1.932) | < 0.001 | 1.378* (1.220, 1.555) |
Urban workers (reference) | 7761 | 62.3 | ||||||||||
Distance from the insured region | ||||||||||||
Short | 7960 | 63.9 | 0.378 | 0.952 (0.853, 1.062) | 0.086 | 0.102 (0.986, 1.231) | < 0.001 | 5.976* (5.275, 6.771) | < 0.001 | 3.314* (2.969, 3.698) | < 0.001 | 1.882* (1.598, 2.217) |
Middle | 1474 | 11.8 | < 0.001 | 0.498* (0.429, 0.578) | < 0.001 | 0.424* (0.362, 0.498) | 0.116 | 0.861 (0.714, 1.038) | 0.022 | 1.184 (1.024, 1.368) | < 0.001 | 0.545* (0.405, 0.734) |
Long (reference) | 3020 | 24.3 |